📘 bamupro Guide
A gentle walk‑through for your private financial journal.
The bamupro Word Base
A few simple terms to keep everything clear.
Money you receive — salary, freelance payments, gifts, allowances, borrowed cash.
Money you spend — food, transport, bills, load, shopping, subscriptions.
Valuable items you own — laptop, phone, motorcycle, jewelry, appliances, bulk supplies.
Money you owe — utang, loans, credit card balances, installment payments.
All your Assets minus all your Liabilities. Your true financial position — no judgment, just an honest number.
Quick‑Start Scenarios
Pick the story that feels closest to you. In a few steps, you'll see how bamupro works.
🎓 Student (Miguel)
- Record your allowance – Tap + Add Income, enter ₱8,000, source Allowance. Done.
- Log everyday spending – Add Expenses for lunch (₱85), jeepney fare (₱15), load (₱100). Each takes seconds.
- Borrow from a friend – Tap + Add Income, select Loan Received, enter ₱200, name it "Utang kay Carlo". A Liability is created automatically.
- Add your laptop – Go to Assets → + Add Asset, enter name, value, date. No expense needed if you already own it.
- Pay back part of the loan – Tap + Add Expense, select Debt Payment, pick the Liability, enter ₱100. Your debt shrinks automatically.
✨ That's it. In five steps, you've captured income, spending, an asset, and a liability — exactly like a paper journal.
💼 Freelancer (Ana)
- Receive a payment – + Add Income, ₱15,000, source Freelance.
- Buy equipment – Add an Expense of ₱2,500 for a laptop stand, then + Add Asset to track its value.
- Sell an old tablet – + Add Income, select Sale of Item, pick the tablet from the list. The Asset is automatically marked as sold.
- Mark recurring bills – When you log your Adobe subscription, check Mark as recurring. Next month, just tap Repeat.
- Review your month – Visit the Reports page to see income trends, spending breakdowns, and your net cash flow.
✨ bamupro grows with you — from simple tracking to full financial snapshots.
🏢 Employed — Government or Private (Rey)
- Record your salary – On payday, tap + Add Income, enter your net salary. Source: Salary. Mark it as recurring so next month you can just tap Repeat.
- Track mandatory deductions – If you want a complete picture, log your SSS, Pag‑IBIG, PhilHealth, and tax as separate Expenses (category: Deductions). This is optional — many users just track net pay.
- Log monthly bills – Add Expenses for rent, electricity, water, internet, and insurance. Mark the regular ones as recurring.
- Add valuable possessions – Go to Assets and add your car, appliances, gadgets, and furniture. Update their values once or twice a year.
- Track loans and benefits – If you have a salary loan or SSS loan, add it as a Liability. When monthly deductions pay it down, log a Debt Payment to reduce the balance.
- Plan for big purchases – Saving for a house deposit or a new car? Track your progress by watching your Net Worth grow on the Net Worth page.
- Annual review – At year‑end, use This Year on the dashboard, visit Reports for trends, and export your data as CSV for tax filing or personal records.
✨ Whether you work in a government office or a private company, bamupro helps you see your full financial picture — salary, deductions, loans, assets — all in one private place.
🪄 The "Magic" Flows
These special actions combine two entries into one, so you don't have to do double work.
When you sell something, record the Income and pick the asset. bamupro automatically removes (or reduces) the Asset for you. No need to go to the Assets page separately.
When you borrow cash, record the Income. bamupro creates a Liability at the same time. You can even set a different original amount if you promised to pay back more than you received.
When you repay a debt, record the Expense and pick the Liability. The remaining balance drops automatically. When it reaches zero, the Liability is marked as settled.
🔁 Recurring & Repeat
For things that happen every month (salary, allowance, rent, subscriptions), you can mark them as recurring.
- When adding or editing an entry, check Mark as recurring.
- Next month, find the entry in your list and tap Repeat. It creates a new copy with today's date — you can edit it if needed.
- This saves time without any automation. You're still in full control of every entry.
📦 Assets & 🤝 Liabilities
Manage what you own and what you owe from their dedicated pages.
- Add items manually — no expense required for things you already own.
- Track quantity for bulk purchases (rice, load, coffee pods).
- Edit value anytime — appreciation or depreciation.
- Dispose when lost, broken, given away, or sold via Sale of Item.
- Add manually or via Loan Received.
- Track original amount vs. remaining balance.
- Pay down with Debt Payment or edit directly.
- Automatically settles when balance hits zero.
📊 Reports & Net Worth
Get a big‑picture view of your finances without any complex tools.
See income trends, spending breakdowns, and your net cash flow over time. Perfect for a monthly review.
Your total Assets minus total Liabilities. A single, honest number that shows where you stand.
💡 Pro Tips
Download a CSV file of all your entries anytime from Settings. Your data, your control.
Permanently wipe all your data and account. No trace left behind.
Start a fresh journal while keeping your account and Pro license.
Switch between Peso, Dollar, Euro, and more. The whole app updates instantly.
Use the search bar or category dropdown on list pages to find specific entries quickly.
Tap the calendar icon next to the period filters to choose any start and end date.
That's the whole guide. Your journal, your rules. Happy tracking! ✨